What Documents are Required for a Personal Accident Claim?

General Requirements

• The claimant (the insured or his beneficiaries) must accomplish a claim form (to be furnished by he insurance company) stating among others, the particulars of the accident and the attending physicians' evaluation of the injury.
• Police Report or Affidavit
• Medical Certificate/Hospital Records
• Copy of Insurance Policy

Specific Requirements

• Death Claim
  • Death Certificate
  • Documents establishing the payee
    • Marriage contract if spouse is the beneficiary
    • Birth Certificate of children if children are the beneficiaries
      
      
• Dismemberment or Permanent Disability Claim
  • Amputation chart describing in detail the extent of the injury
    
    
• Temporary Disability Claim
  • Certification from the attending physician and/or the insured can not yet attend to his usual occupation and when he may return for work
    
    
• Medical Claim
  • Receipts of medical expenses

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