We know how hard you work and even risk your life to earn money for yourself and your loved ones. Every peso you earn indeed counts.

The money which you have painstakingly earned and invested in tangible property like your house, household belongings and other material assets may be lost because of unforseen circumstances like fire, typhoon, floods and earthquakes.

With these uncertainties, it is wise to have the necessary protection for your hard-earned investments.

The AFP General Insurance Corporation (AFPGen) can guarantee to give you the peace of mind which you deserve. We have available Property Insurance protections at very affordable premium rates.

The standard Fire Insurance Policy covers against accidental fire and lightning incidents to buildings and facilities, and those exposed to perils such as typhoon, flood, earthquake, riot or strike, theft and burglary.

Classification of Building Occupancy:

General
Buildings/structures used as schools, churches, offices, hospitals, retail stores, department stores, cinemas, public markets, and the like.

Residential
Buildings/structures used primarily as dwelling units, townhouses, and condominiums.

Warehouse
Buildings/structures used as storage of goods and merchandise

Industrial
Buildings/structures occupied mainly as workshops, factories and plants

Fire Insurance can be extended to cover the following Special Perils:

• Earthquake Fire/Shock
  Earthquake Fire covers the insured property against direct loss or damage caused by fire following an earthquake, while Earthquake Shock covers against loss or damage (other than fire) occasioned by or through or in consequence of earthquake.
• Typhoon
  Covers direct loss or damage to insured property caused by typhoon.
• Flood
  Covers direct loss or damage to the insured property due to the entry of water into the premises insured, from without, due to the inundation of land not usually covered by water; by reason of an extra ordinary high tide or by following typhoon or due to the bursting or overflowing of rivers, reservoirs, canals and the like.
• Riot and Strike
  Covers direct loss or damage caused by strikers, or locked-out workers including wreckage and looting.
• Aircraft or Vehicle
  Covers loss or damage directly caused from actual physical contact of an aircraft or as vehicle with the insured property or with the building containing the insured property, except that loss by aircraft include direct loss by objects falling therefrom.

Protect yourself and your property before it's too late. Get your Fire Insurance now!